Okay, the headline on this is a bit of a joke.  And this post will probably come off as a bit of a rant.  

We get a lot of emails at DKTaxServices and TaxLoopholes.  Most of them are people looking for solid tax advice and financial planning for these economic times.  And they want flexibility so it’ll work when we start to see recovery.  And we will see recovery, this won’t last forever.

And then there are some that you have to be careful not to trigger.  For example, if I use an example of how you can use your pension plan to buy real estate, I am guaranteed of getting a few scathing emails about how real estate is a horrible investment, yada yada yada.  And it always ends with me being the worst advisor in the world.  Why?  Because I mentioned the new bad phrase “real estate.”  Or I could talk about starting a business for the great tax breaks you can get, and I’ll mention MLM as one of the home businesses you can start.  Suddenly, I should be locked up for recommending an illegal Ponzi scheme.  Come on guys!  I just used it as an example.  And now I’m one of the “them” for talking about making money on the Internet.  It’s the stuff of late night television infomercials and never works, at least according to the 2 or 3 emails I get.

So, let’s sum it up - don’t start an Internet business, don’t start a home based business, don’t invest in real estate.  I guess that leaves the stock market and get a job?  Or maybe public welfare?  (That may be the only sure thing right now - we’ve got 4 years ahead of public welfare.)  

And for every one of the verbose minority, there is a story of how something didn’t work.  Hey!  I invested in real estate (or know someone who did) and it didn’t have a guaranteed return.  I want my money back.  Or:  I put a blog and people didn’t start flooding my bank account with money.  Or:  I got involved in an MLM and no one bought my products or signed up.  

And forever tough luck story, I’ve got a hundred that did succeed.  So, is it a secret that only a few get to know?  Are there magic real estate listing, website domains, MLMs or whatever that only a chosen get to join?  No.  The difference is you.  What do you do with what you have?  There are people making money right now in everything I’ve mentioned.  How do they do it?  They create a plan and work the plan.  They stick to it, changing when the market requires it, but never giving up.  NEVER giving up.  No matter what NEVER giving up.

That’s the secret.  In today’s world, just hanging in there is often all that is needed.  You’ll be far ahead of most people if you just keep going and stay even.  It’s never been a better time to learn and get ready for the opportunities that are about to come flooding in.